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Mortgage Rates
Here are loan programs we offer. These programs are unique to Smart Financial Credit Union.<br><br/><br><br/>To learn more about the our purchase and refinance programs, call us at (713) 407-1830.<br><br/><br><br/>To learn more about our home equity and home improvement programs, call us at (713) 407-1791.<br><br/><br><br/>Smart Financial Credit Union <br><br/>NMLS ID: 456807
Loan Amount:      $

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Program Name Rate Points APR Payment  
30yr Fixed (Jumbo) 4.490% 0.00% 4.535% $0.00  
15yr Fixed (Jumbo) 3.990% 0.00% 4.065% $0.00  
30yr Fixed (Conforming) 4.990% 0.00% 5.146% $0.00  
15yr Fixed (Conforming) 4.240% 0.00% 4.498% $0.00  
10yr Fixed (Conforming) 3.740% 0.00% 4.104% $0.00  
15y HE FX 1st (Other) 4.490% 0.00% 4.593% $0.00  
10y HE FX 1st (Other) 3.990% 0.00% 4.132% $0.00  
15y HE FX 2nd (Other) 5.240% 0.00% 5.338% $0.00  
10y HE FX 2nd (Other) 4.740% 0.00% 4.874% $0.00  
5yr HE FX 2nd (Other) 4.490% 0.00% 4.740% $0.00  
5/1/15 HI ARM (Other) 4.990% 0.00% 5.951% $0.00
5/1/15 PM2 ARM (Other) 5.990% 0.00% 6.683% $0.00
5yr HI FX (Other) 4.990% 0.00% 5.678% $0.00  
10yr HI FX (Other) 5.490% 0.00% 5.861% $0.00  
Rates are subject to change without notice.
Rates last updated on 05/01/2018.
Smart Financial Credit Union NMLS #456807 NMLS #291888
6051 North Course Drive Ste 100, Houston, TX  77072
Office:  (713) 407-1830
Fax:  (713) 407-1727
mortgagelending@smartcu.org
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