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Mortgage Rates
Here are loan programs we offer. These programs are unique to Smart Financial Credit Union.

To learn more about the our purchase and refinance programs, call us at (713) 407-1830.

To learn more about our home equity and home improvement programs, call us at (713) 407-1748.

Smart Financial Credit Union
NMLS ID: 456807
Loan Amount:      $

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Program Name Rate Points APR Payment  
5/1 Jumbo (Jumbo) 3.990% 0.00% 4.197% $0.00
7/1 Jumbo (Jumbo) 4.125% 0.00% 4.232% $0.00
10/1 Jumbo (Jumbo) 4.250% 0.00% 4.292% $0.00
30yr Fixed (Jumbo) 4.375% 0.00% 4.418% $0.00  
30yr Fixed (Conforming) 4.250% 0.00% 4.419% $0.00  
15yr Fixed (Conforming) 3.500% 0.00% 3.787% $0.00  
10yr Fixed (Conforming) 3.240% 0.00% 3.679% $0.00  
15y HE FX 1st (Other) 4.250% 0.00% 4.397% $0.00  
10y HE FX 1st (Other) 3.740% 0.00% 3.945% $0.00  
15y HE FX 2nd (Other) 6.250% 0.00% 6.313% $0.00  
10y HE FX 2nd (Other) 5.740% 0.00% 5.823% $0.00  
5yr HE FX 2nd (Other) 5.240% 0.00% 5.387% $0.00  
5/1/15 HI ARM (Other) 4.990% 0.00% 5.101% $0.00
5/1/15 PM2 ARM (Other) 5.990% 0.00% 6.127% $0.00
5yr HI FX 2nd (Other) 5.990% 0.00% 6.231% $0.00  
10yr HI FX 2nd (Other) 6.490% 0.00% 6.624% $0.00  
Rates are subject to change without notice.
Rates last updated on 04/24/2017.
Smart Financial Credit Union NMLS #456807 NMLS #291888
6051 North Course Drive Ste 100, Houston, TX  77072
Office:  (713) 407-1830
Fax:  (713) 407-1727
mortgagelending@smartcu.org
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